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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At insureCAL Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, insureCAL Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with insureCAL Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

insureCAL Insurance Agency

1065 Colorado Ave Suite 5
Turlock, CA 95380
Main office: 209-250-0269
Fax: 209-633-5799

Our Providers

Testimonials

"Thanks for the great service you provide your customers!"

Penny L.
"Brandi was very helpful during my Workers' Comp audit saving me over $10,000. She was also more than willing to help me on my past claim for my farm machinery."

Villarreral Ag Services
"Thank you so much for all your help! I always rave about how easy and efficient it is to do everything with you."

Matt B.
"The best service and rates in town. They've covered my home, auto and my small business and it couldn't have been a smoother process. You're the best insureCAL!!"

Greg P.
"Great response time and knowledge. The cost for coverage far surpasses other insurance carriers I have had in the past. Definitely the most efficient agent I've ever dealt with as well. Very positive experience!"

Haley M.
"They are responsive and prompt. I was able to get a quote for my auto and renters at the same time, and saved with Colbie McRae when I bundled The two together. Colbie got me a quote for my motorcycle insurance, and was courteous enough to let me know that I may be able to find a better price if I were to shop around. Very honest place of business, I recommend everyone to call insureCAL."

Odis D.
"Hands down easiest insurance agency to work with. We had the best customer service experience from beginning to end. I'm so happy with our coverage and would refer insureCAL to all our family and friends."

Nicole P.