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Wedding Insurance

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call insureCAL Insurance Agency today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Location

insureCAL Insurance Agency

1065 Colorado Ave Suite 5
Turlock, CA 95380
Main office: 209-250-0269
Fax: 209-633-5799

Our Providers

Testimonials

"Thanks for the great service you provide your customers!"

Penny L.
"Brandi was very helpful during my Workers' Comp audit saving me over $10,000. She was also more than willing to help me on my past claim for my farm machinery."

Villarreral Ag Services
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Matt B.
"The best service and rates in town. They've covered my home, auto and my small business and it couldn't have been a smoother process. You're the best insureCAL!!"

Greg P.
"Great response time and knowledge. The cost for coverage far surpasses other insurance carriers I have had in the past. Definitely the most efficient agent I've ever dealt with as well. Very positive experience!"

Haley M.
"They are responsive and prompt. I was able to get a quote for my auto and renters at the same time, and saved with Colbie McRae when I bundled The two together. Colbie got me a quote for my motorcycle insurance, and was courteous enough to let me know that I may be able to find a better price if I were to shop around. Very honest place of business, I recommend everyone to call insureCAL."

Odis D.
"Hands down easiest insurance agency to work with. We had the best customer service experience from beginning to end. I'm so happy with our coverage and would refer insureCAL to all our family and friends."

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