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HSAs

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, insureCAL Insurance Agency can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at insureCAL Insurance Agency today to learn more about how an HSA can benefit you.

Our Location

insureCAL Insurance Agency

1065 Colorado Ave Suite 5
Turlock, CA 95380
Main office: 209-250-0269
Fax: 209-633-5799

Our Providers

Testimonials

"Thanks for the great service you provide your customers!"

Penny L.
"Brandi was very helpful during my Workers' Comp audit saving me over $10,000. She was also more than willing to help me on my past claim for my farm machinery."

Villarreral Ag Services
"Thank you so much for all your help! I always rave about how easy and efficient it is to do everything with you."

Matt B.
"The best service and rates in town. They've covered my home, auto and my small business and it couldn't have been a smoother process. You're the best insureCAL!!"

Greg P.
"Great response time and knowledge. The cost for coverage far surpasses other insurance carriers I have had in the past. Definitely the most efficient agent I've ever dealt with as well. Very positive experience!"

Haley M.
"They are responsive and prompt. I was able to get a quote for my auto and renters at the same time, and saved with Colbie McRae when I bundled The two together. Colbie got me a quote for my motorcycle insurance, and was courteous enough to let me know that I may be able to find a better price if I were to shop around. Very honest place of business, I recommend everyone to call insureCAL."

Odis D.
"Hands down easiest insurance agency to work with. We had the best customer service experience from beginning to end. I'm so happy with our coverage and would refer insureCAL to all our family and friends."

Nicole P.