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Crop Insurance for California Farmers

USDABacked Programs • Local Connection

Protect your operation with the Federal Crop Insurance Program (MPCI), Supplemental Coverage Option (SCO), Enhanced Coverage Option (ECO), Livestock Risk Protection (LRP), Pasture, Rangeland, Forage (PRF), and Whole Farm Revenue Protection (WFRP). With offices in Colusa, Modesto, and Lakeport, We specialize in rice, almonds, walnuts, prunes, and grapes across Colusa, Butte, Glenn, Yolo, San Joaquin, and Stanislaus counties.

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Crop Insurance: A Financial Safety Net—Tailored for California Agriculture

Weather, pests, disease, and market volatility can threaten a season’s work. USDA-backed crop insurance helps California growers manage risk and protect revenue, with premiums partially subsidized by the federal government. We help you choose coverage that fits your acreage, crops, and marketing plans—so you can focus on production.

Protect Income

Replace covered losses due to yield or revenue shortfalls.

We work with some of the best-known carriers to provide you the coverage and policy options that you need.

Manage Risk:

Balance on-farm risk with the right mix of MPCI, SCO, ECO, PRF, LRP, and WFRP.

Local Expertise

Northern & Central California focus with deep knowledge of livestock, rice, almonds, walnuts, prunes, and grapes.

COUNTIES WE SERVE:

  • Colusa

  • Butte

  • Glenn

  • Yolo

  • San Joaquin

  • Stanislaus

    Also serving growers across California by request.

CROPS WE INSURE:

  • Rice

  • Almonds

  • Walnuts

  • Prunes

  • Grapes

    Ask about additional eligible crops by county.

USDA-Backed Programs We Offer

MultiPeril Crop Insurance

Foundation policy for yield or revenue protection on eligible crops. Covers natural perils like drought, excessive moisture, frost, disease, and more. Available by crop and county.

Supplemental Coverage Option

Area-based coverage that adds protection above your MPCI coverage level. Useful when you want more top-end protection tied to county outcomes.

Enhanced Coverage Option

Area-based option that can further extend protection to higher coverage levels. Often paired with SCO for expanded risk management.

Pasture, Rangeland, Forage

Index-based rainfall coverage for grazing and haying acres. Designed to offset revenue impacts from below-average precipitation. Summary provided here; ask us for dedicated PRF resources.

Livestock Risk Protection

Price protection for eligible livestock. Helps manage downside price risk between purchase and sale. Useful for ranchers integrating crops and cattle.

Whole Farm Revenue Protection

Total-farm revenue coverage for diversified operations (e.g., rice + almonds, walnuts + prunes, grapes + cattle). Not a farm package policy; this is a USDA federal crop insurance program designed to insure overall farm income.

Your Crop Insurance Specialist

Meet Jessie Vallejo

A 7th-generation Northern California rancher who knows this ground better than most, Jessie Vallejo is the Crop Insurance Specialist at insureCAL’s Wilsey & Woodring branch in Colusa. After a decade away sharpening his craft, he’s back home helping the growers he grew up around protect what they’ve built. Jessie pairs deep USDA program expertise — MPCI, SCO, ECO, LRP, PRF, and WFRP — with a straight-shooting, farm-first approach that’s earned him respect across the Valley. He’s not just selling coverage — he’s safeguarding legacies.

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Prefer a call or email?
Reach Jessie directly at (530) 7086071 or jessie@insurecal.com.

Frequently Asked Questions

  • No. WFRP is a USDAbacked federal crop insurance policy that insures total farm revenue across eligible commodities. A farm package is property & liability coverage. Different policies, different goals.

  • Yes—USDA provides premium subsidies for eligible policies. The subsidy level varies by program and coverage selection.

  • We focus on Colusa, Butte, Glenn, Yolo, San Joaquin, and Stanislaus counties, with the ability to assist growers statewide.

  • Rice, almonds, walnuts, prunes, and grapes. Ask us about other eligible crops by county.

  • No! We understand that change is sometimes necessary, and we can pick up right where your policy left off. We're appointed with several Approved Insurance Providers (AIPs), so the transition is smooth and hasslefree — no disruption to your coverage or peace of mind.

  • Collaborative, honest, and straightforward. We're here to guide the process, bring ideas to the table, and keep things moving.

Non-Discrimination Statement

In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.

 

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.

 

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email: program.intake@usda.gov.

For more information, contact the RMA Civil Rights Office at 202-690-3578 (main line).

insureCAL Insurance Agency is an equal opportunity provider and employer.

 

 “Just purchased a small almond ranch that proved to be difficult to find low cost insurance that covers what I need. Colbie was able to find me the coverage I needed at a reasonable rate. He is not your typical high pressure salesman either. He was very friendly and knowledgeable, and gave me a more personalized experience than the other Insurance companies I contacted.”

- Mark Partin