We Know The Risks & How To Cover Them

Providing you with insurance to protect all of your equestrian investments--your horse, equestrian business, or horse farm.

“With all the policies you have to protect your health and possessions, have you ever considered insuring your horse? Insurance can provide peace of mind during the most stressful situations. Should your horse die unexpectedly, be stolen, or become injured or no longer able to perform his intended purpose, an insurance policy eases the financial burden and allows you to concentrate on the situation at hand.”

-Horse&Rider.com

 
 
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What Does Equine Medical Insurance cover?

“From the base mortality policy you can add major medical insurance to pay for reasonable and customary veterinary expenses necessitated by accident, illness, injury, or disease. Exclusions vary and might include maintenance procedures, veterinary call and travel charges, transport of the horse for treatment, pre-existing conditions, congenital defects (ones that he’s born with), elective procedures (such as castration), alternative therapies (chiropractic, acupuncture, etc.), dental procedures, horses over the age of 15 or under 30 days of age, joint treatments or injections (this varies by company), necropsies, and more that might be company-specific.”

-TheHorse.com

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Policies We Provide to Horse Owners:

  • Equine mortality coverage

  • Equine Loss of Use

  • Equine Major Medical Insurance

  • Equine Liability

  • Equine Accident & Illness Insurance

  • Territory Extension/Air Transit

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Do I Need Coverage?

What would you do if your riding horse colicked, seriously injured himself, or, worse, had to be euthanized? You’d not only be devastated emotionally, but also saddled with a stack of veterinary bills. Talk about adding insult to injury.

This is where equine insurance policies come in to help cover these costs. But when choosing a plan for your horse, where do you start?

Before you’re caught shelling out upward of $8,000 for your 10-year-old riding horse’s colic surgery or extensive lameness diagnostics, consider insuring him for the policy that best suits your needs.

Work with us to make sure you’d be covered in the worst-case scenario.

 
 

 “Colbie and his team are awesome. They are quick, kind, and respectful. If you want good quality costumer service and insurance, go with InsureCAL.”

- Priscilla Amao-Herrera